who may not fit the banks normal lending criteria

Helping good people
At Ume Loans we understand that bad things can happen to good people. We believe that if you can demonstrate that you can afford a loan, then you should be given the second chance you need, despite what may have happened in the past.
You need a second chance
You have defaults (paid or unpaid)
You have been declined by other banks or brokers
You have been in a part 9 debt agreement
You have some missed payments or bills
You have court judgements
You have previously been bankrupt
Self employed and don't have tax returns
5 simple steps


Why Choose Us?
FAQ’s
We have FAQ’s on our web pages, customized to each page so the most relevant information is at your fingertips. You can see all of our FAQ’s on the one page if you prefer.