We give good people the second chance they need.
Ume Loans is an Australian owned & operated company. We are a fully licensed lending company and are regulated by ASIC. We were founded in 2009 to provide finance to customers whose circumstances are outside the bank’s normal lending criteria. The Global Financial Crisis (GFC) was the catalyst for the birth of our company. As the credit markets tightened and finance companies stopped lending, many good borrowers were left without the ability to obtain a loan. Ume Loans now fills this gap in the lending market.
Our Group Founding Director Dan Fox has had over 10 years experience managing loan portfolios. His industry experience through GE Finance and Avco Finance & Insurance has contributed towards developing a proven credit scoring model. This model ensures we help as many clients as possible with minimal losses. Our computer scoring system is second to none, and gives us fast and accurate documents at the push of a button.
When you’re pre-approved, the loan amount, duration and interest rate are all confirmed
When you know what you’ll be able to borrow, you can rest assured we have the right loan for you
Apply online in minutes and benefit from our fast & efficient loan approval process
At the heart of our business is our people. Our team are from all walks of life, just like our customers- at Ume Loans, we celebrate good people. Our loan specialists know their stuff, they have many years experience helping customers just like you!
Our team members are friendly, open-minded people who are fully accredited and are trained professionals in their field. We take our obligations to our customers very seriously, and will work hard to ensure that the loan products on offer meet your requirements and objectives.
We are very careful with your private data. Any information you give us is covered by the Privacy Act, which regulates how personal information is handled.
We use cutting-edge technology to keep your information safe. All data sent and received is protected by 256 bit SSL encryption and a firewall mechanism to ensure your confidentiality.
We have an Australian Credit Licence (ACL) and are regulated by the Australian Securities and Investments Commission (ASIC). We know our responsibilities to our clients and we pride ourselves on creating raving fans in our business.
You will have a dedicated Lending Specialist to guide you through our simple, fast online process and answer any questions that you may have along the way.