Jet Ski Loans

Need a second chance to buy a jet ski?  We have a bad credit loan for you!

A bad credit jet ski loan is a type of loan provided to those who may not have the best credit history, but need finance to purchase a jet ski.


Bad credit jet ski loans are ideal for Australians who may have a default from a phone bill or credit card, previously declared bankruptcy, or have been declined by other financial institutions.


We understand that bad things happen to good people. If you demonstrate that you can afford to pay your jet ski loan, we can help give you the second chance you need.


Jet Ski Loans Jet Ski Loans
Jet Ski Loans

New & Used Jet Ski Bad Credit Finance

If you have a poor credit score, we may have to alter a few things to help you get approved for your loan. Our lending specialists will need to ensure that you can afford to pay back the loan, which results in a few more steps to get approved. 

Ume’s bad credit lenders will need to know if you are:

– Paying a debt collector

– Registered for a default

– Dealing with any red flags on your credit report

We want you to know that we will not judge your credit situation. We are here to help you. 

Your past decisions should not impact your current and future choices. This is why we want to learn that you are now capable of paying your loan. Before approval for a bad credit jet ski loan, we must understand the different steps we will need to take compared to a standard loan.

Apply for a Bad Credit Jet Ski Loan Today
Jet Ski Loans

Bank Said No? We Can Help.

There are many benefits of bad credit jet ski financing. These benefits include:


It is important to us at Ume Loans to provide flexibility for our customers. Whether you want to increase your repayment or make extra repayments, we can help make it happen. Your individual needs are important to us, so we want to be as flexible as possible.

Australian Lender

Our business is 100% Australian owned, assisting anyone over the age of 18 throughout Australia. Our team is ready to assist you in becoming financially successful and getting approved for a poor credit jet ski loan.

Personalised Support 

Our personalised support team will do what we can to provide you with exceptional service. Your finances are important to us, and we will help get you approved for bad credit jet ski finance.

Apply for a Bad Credit Jet Ski Loan Today

Bad Credit Jet Ski Loan Options

Jet Ski Loan Terms

Ume Loans may want to extend your loan terms. Extending a loan term can help to stretch our your finance repayments, and lower them per frequency. You may incur a high interest rate due to your profile, but we ensure your repayment fits within your means.

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Jet Ski Loan Rates

A bad credit history jet ski loan can mean higher interest rates. While high-interest rates are typical, we will work tirelessly to ensure your repayment is personalised to your affordability.

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Jet Ski Loan Deposits

If your credit score is low due to a poor credit history, our lenders might prefer you to add a deposit towards the jet ski purchase. A higher deposit means that the risk is lower for your finance application. This can increase your chances of an approval.

Higher deposits are common, and will also reduce the amount you borrow. If you are not in a position to add a deposit, consider waiting until you have more money saved to put towards the purchase.

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Jet Ski Loan Limits

If your credit history is poor, it’s likely you won’t get approved for the same amount as a standard loan. If you receive an approval, you will know exactly how much money you can spend on the jet ski purchase.

It is essential to understand that a loan with lower limits is okay. If you can demonstrate good repayment history on your poor credit jet ski loan, it’s likely to get you a more competitive loan in the future.

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Jet Ski Loan Paperwork

A bad credit jet ski loan, similar to a leisure loan, can result in additional paperwork. This is because our lending specialists will need verification of how your financial situation has changed over time. 

Ume’s lending team may request payslips, rent receipts, or utility bills to verify you have enough income to make your loan repayments.

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5 Simple Steps To Getting Your Loan

  • 1. Apply Online
    1. Apply Online

    Enter some basic details so we know who you are, and what you’re looking for! This will not affect your credit score. This is where you will submit your bank statements online.

  • 2. Speak with an Expert
    2. Speak with an Expert

    We will ask you to provide proof of income and identification.

  • 3. Get Pre-Approval
    3. Get Pre-Approval

    You can complete your application either online or over the phone with us.

  • 4. Sign your documents
    4. Sign your documents

    Once everything is verified, you can sign your contracts electronically

  • 5. Get your new jetski!
    5. Get your new jetski!

    Time to go shopping for your new jetski or pick up the jetski you've already chosen

5 Simple Steps To Getting Your Loan

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