A bad credit camper trailer loan is a loan to purchase a camper trailer for someone who may have a poor or no credit history. Just because you’ve had some issues in your past, does not mean that they should define your future.
We know that purchasing a camper trailer when you have a low credit score can be difficult and in some cases impossible. That’s why we’re here to provide you with camper trailer finance options even if everyone else has turned you down in the past.
We’ll take a look at your situation, look at your past credit history, recent defaults, and any other financial issues you’ve run into. We’ll put together a loan package that works for you and that gets you into the camper trailer you’ve always wanted.
You can finance any kind of camper trailer including new and used trailers. There are very few restrictions on what you can finance as long as the total cost of the trailer is between $5,000 and $25,000.
The age of the camper trailer also does not matter. New or used, as long as the trailer falls between those two numbers, you’re eligible to receive financing for it regardless of your credit score.
We’ll take on your situation and look at it to determine how much money you’re eligible for.
Applying for a poor credit camper trailer loan is simple with Ume Loans. The application process only takes a couple of minutes and you’ll receive a call from a Lending Specialist who will walk you through everything step by step.
No matter what your situation is, it’s important to understand that there are options for you. We won’t immediately turn you down or assume you won’t qualify for a loan just because of your history.
Let’s take a look at some of the benefits of receiving a bad credit camper trailer loan through Ume Loans:
You know how much you’re capable of affording on a loan so we want to make sure we offer you the flexibility to pay on your terms. The loan terms can last anywhere from one to seven years based on how much of a payment you’re able to afford.
Offering choices on your repayment schedule is important. This offers you the choice to pay weekly, monthly, or even fortnightly. Giving you these options allows you to manage your repayments in a way that makes sense to you.
We keep the whole process simple and you can complete your entire application online. Ume Loans offers fast approvals in as little as 24 hours. You could start shopping for a new camper trailer as soon as tomorrow if you apply right now.
If you have a low credit score resulting from a poor credit history, you may be expected to put a higher deposit down on the camper trailer loan so we have less risk to consider when assessing your application.
A higher deposit is standard if you have a poor credit history, and it offsets the cost of the premium. If you cannot put down a higher deposit, you should wait longer to apply for a bad credit camper trailer loan.
Apply for a bad credit camper trailer loanWhile you can still get approved for a camper trailer loan with your poor credit history, it is essential to understand that you will likely receive a loan with lower limits from Ume Loans.
Apply for a bad credit camper trailer loanWith poor credit history, you will be subject to higher interest rates for your loan. Your application for the loan will be considered high-risk, but that is nothing to be too worried about.
We will work tirelessly to ensure you get the best repayment rate for your unique circumstances.
Apply for a bad credit camper trailer loanA poor credit camper trailer loan usually results in a two to three-year loan term that is secured. We might want to extend your camper trailer finance loan to stretch out your payments so as to not stretch your budget.
When your loan is extended out to a longer term, your monthly repayments will be lower, and you might have a higher interest payment.
Apply for a bad credit camper trailer loanThere is typically additional paperwork involved with a bad credit camper trailer loan. You will need to complete more paperwork because our bad credit lenders want more information on your situation and how it has changed.
As a result, our lending specialists may request your utility bills, payslips, or rent receipts to ensure you are taking in enough money to pay your bills. We also want to ensure that you have made your payments on time.
Apply for a bad credit camper trailer loanIf you have a low credit score resulting from a poor credit history, you may be expected to put a higher deposit down on the camper trailer loan so we have less risk to consider when assessing your application.
A higher deposit is standard if you have a poor credit history, and it offsets the cost of the premium. If you cannot put down a higher deposit, you should wait longer to apply for a bad credit camper trailer loan.
Apply for a bad credit camper trailer loan
While you can still get approved for a camper trailer loan with your poor credit history, it is essential to understand that you will likely receive a loan with lower limits from Ume Loans.
Apply for a bad credit camper trailer loan
With poor credit history, you will be subject to higher interest rates for your loan. Your application for the loan will be considered high-risk, but that is nothing to be too worried about.
We will work tirelessly to ensure you get the best repayment rate for your unique circumstances.
Apply for a bad credit camper trailer loan
A poor credit camper trailer loan usually results in a two to three-year loan term that is secured. We might want to extend your camper trailer finance loan to stretch out your payments so as to not stretch your budget.
When your loan is extended out to a longer term, your monthly repayments will be lower, and you might have a higher interest payment.
Apply for a bad credit camper trailer loan
There is typically additional paperwork involved with a bad credit camper trailer loan. You will need to complete more paperwork because our bad credit lenders want more information on your situation and how it has changed.
As a result, our lending specialists may request your utility bills, payslips, or rent receipts to ensure you are taking in enough money to pay your bills. We also want to ensure that you have made your payments on time.
Apply for a bad credit camper trailer loan
Enter some basic details so we know who you are, and what you’re looking for! This will not affect your credit score. This is where you will submit your bank statements online.
One of our Lending Specialists will call you to speak with you about your options.
We'll get to work on getting your loan pre-approved as soon as you supply the required supporting documents.
Once everything is verified, you can sign your contracts electronically.
Time to go shopping for your new camper trailer or pick up the camper trailer you've already chosen.
Enter some basic details so we know who you are, and what you’re looking for! This will not affect your credit score. This is where you will submit your bank statements online.
One of our Lending Specialists will call you to speak with you about your options.
We'll get to work on getting your loan pre-approved as soon as you supply the required supporting documents.
Once everything is verified, you can sign your contracts electronically.
Time to go shopping for your new camper trailer or pick up the camper trailer you've already chosen.
Enter some basic details so we know who you are, and what you’re looking for! This will not affect your credit score. This is where you will submit your bank statements online.
One of our Lending Specialists will call you to speak with you about your options.
We'll get to work on getting your loan pre-approved as soon as you supply the required supporting documents.
Once everything is verified, you can sign your contracts electronically.
Time to go shopping for your new camper trailer or pick up the camper trailer you've already chosen.
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Our team just love helping our customers buy the camper trailers they love and want, whether it’s brand new or a used camper trailer, we are very happy to share our Ume Loans reviews.
Yes. If the camper trailer is yours, or going to be yours, we will be happy to finance it. Many other lenders have a whole bunch of rules around the age, size, and type of camper trailer you can buy, but you won’t find that at Ume Loans. Just remember, we only transact loans between $5000 and $25000.
Yes. You can finance a brand new camper trailer or a secondhand one with Ume Loans, again, just remember we only transact loans between $5000 and $25000.
Yes. We are happy to finance camper trailers bought both privately or through a dealer. Your Lending Specialist will make the process easy for you, by contacting the seller and arranging any information we need from them directly.
We will even give you a copy of the PPSR search we conduct to verify there are no prior outstanding loans on the exact camper trailer you are buying.
No. We personalise your camper trailer loan repayment to suit your budget without the need for a large lump sum payment at the end.
