★ ★ ★ ★ ★
Anyone with bad credit knows how hard it is to rebuild after some reckless younger years, it can take years even decades to get credit back to a place to be able to successfully apply for a loan, Ume gave me that second chance! Front start to finish the staff were friendly, clear, professional and empathetic. The process was thorough yet reassuring and positive. I cried when I was accepted and the staff shared that joy with me. They’re real people helping real people, would highly recommend and can’t speak highly enough of the team.
Tim
2025-08-12 12:40:38
★ ★ ★ ★ ★
Absolutely no one would help me with a car loan and I had resigned myself to never getting one. Ume Loans was my absolute last chance and guess what? That's right they approved me and now I'm getting my dream car. This is the only company people should use and they truly give you a second chance. I cannot thank you enough. Thank you for helping me, thank you for getting it through before the end of Financial year and thank you for being the absolute best loan company I have ever come across. I'm extremely happy and I appreciate all your staff for all the work they have done to make this happen. Fantastic company and very highly recommended.
Dominique
2025-06-27 15:30:38
★ ★ ★ ★ ★
Where do I start, I came to Ume Loans 2ish years ago now with a serious story. I needed a consolidation of my life. So many small things owing and an extremely low credit score. Felt at that time that nothing and no one could help me. You see a year or two prior to this I had lost a very dear friend to suicide and I’m not going to lie bad decision or not I gave up and stopped paying everything in my life to deal with that situation. Ume Loans gave me my life back financially when they heard me out and gave me a shot, when no one else would—the team actually considered me as a person and “why” I was where I was coming to them. They said YES! Changing my life. I just bought my new car in December 2024 (through UME Loans sister company FOX finance.) It wouldn’t have been possible without UME Loans. My life has been on an upward trajectory ever since. I cannot recommend UME Loans enough. Well played guys.
Douglas
2025-06-26 09:44:57
★ ★ ★ ★ ★
I recently had the pleasure of working with Georgia and Emma, and I couldn't be more impressed with their outstanding service. From start to finish, they made the process smooth and stress-free. Their professionalism, attention to detail, and prompt communication ensured I felt supported every step of the way. Georgia and Emma went above and beyond to find the best financing option tailored to my needs. Thank you both for your dedication and exceptional customer care. Highly recommended!
Carlo
2025-06-18 11:07:55
★ ★ ★ ★ ★
I want to give a big thank you to Riley Brown from Ume Loans. She is so friendly and professional. Riley is totally supportive during all the process of finance application for my first car in Australia. She is always update about each and every process of application. I surely recommends Ume loans especially Riley for the quick application process. Will refer to my friends and Family. Thanks for all the support. Not less than 5 star rate for the Ume loan service.
Jaison
2025-06-12 10:30:14
★ ★ ★ ★ ★
Confidential After countless attempts at obtaining a personal loan with other lenders, I came across UME loans and I guess what really stood out for me was the “giving a 2nd chance” which is extremely difficult to Obtain when you have made prior mistakes with finances, causing a not so attractive credit score. But I have to say hand on heart dealing with Georgia, she was an absolute blessing! She took the time To explain everything to me, and didn’t make me feel any less entitled to a loan, just because I didn’t have assets, and credit score didn’t meet the criteria of other lenders/banks. She made the whole Process seamless, informative, and with the amount that I needed, the turnaround time was so quick and efficient, no hidden fees etc. I wish there was a 10 star review because that is the type of service You will receive if you are in a position where other lenders/banks only judge you on your credit rating/assets. I highly recommend UME and Georgia, she is the best lending specialist I have ever had the pleasure of dealing with.
Marcelle
2025-03-28 09:12:05
★ ★ ★ ★ ★
I want to give a huge thank you to Georgia from Ume Loans for her outstanding support throughout the entire car loan process. From the very beginning, she was professional, friendly, and incredibly helpful. She took the time to explain everything in a way that was easy to understand, which really helped take the stress out of what can often be a daunting experience. Georgia was always available to answer any questions I had, and her communication was prompt, clear, and reassuring every step of the way. She kept me updated throughout the entire process, which gave me great peace of mind. Thanks to her, everything was handled smoothly and efficiently, and I felt confident and well-informed the whole time. It’s rare to come across service this good, and Georgia truly went above and beyond. I highly recommend Ume Loans to anyone looking for a reliable, professional, and customer-focused lending service. I honestly can’t wait to be in my new car!! Thank you again, Georgia—your help made all the difference!
Ren
2025-03-21 13:23:40
★ ★ ★ ★ ★
Working with the team at Ume loans during some very uncertain and difficult times for our family financially has been an incredibly positive and heart-warming experience for us. Sadly it seems though that often those that are struggling can be met with further stresses and shame when having to resolve problems on top of problems and how easily we can all become isolated as our access to community and opportunities to overcome adversity tends to shrink leaving many without hope. We have been blessed to instead find ourselves in the most welcoming of arms and amongst the coolest of heads in the game when it comes to the business of not just doing business but rather building relationships with their clients that felt to us founded in a philosophy that people do actually matter regardless of the dollars and cents and has left an enduring mark on us as we reflect on the support, caring and kindness we've received from our friends at Ume not to mention the realistic guidance and patient approach they have constantly applied to our own financial situation. Thank you Ume loans.
Alex & James
2025-03-21 11:16:45
★ ★ ★ ★ ★
Such an amazing service. We had a huge deadline and Georgia was amazing! From start to finish! She listened to our position and our needs. She helped Tailor a loan to suit our needs. Everyone else said no. Georgia made it happen! Full transparency! So grateful! Quick and simple no smoke and mirrors! I’m incredibly humbled and thankful for saving us in this bind!!!
Jessica
2024-09-06 13:15:58
★ ★ ★ ★ ★
I have been a customer with a car loan for over a year. I applied with poor credit history but was able to make the payments and was grateful for the help from the team to get my new car. About a month ago I got into some financial trouble and having received a call asking if I needed anything having been a good customer reached out for help. Emma was amazing in getting me a top on my car. I cannot thank UME loans enough for the second chance!
Tobi
2024-08-09 13:20:30
★ ★ ★ ★ ★
My experience with Ume Loans was spectacular, my lending specialist Kirra was so efficient in everything we were able to have everything settled in 4 days, I picked up my new vehicle on the Saturday morning and I had applied for the loan on Tuesday. I would highly recommend this service to anyone who is in need of a second chance, very happy with the outcome :)
Nina
2024-07-10 13:23:21
★ ★ ★ ★ ★
This is the second time I’ve used Ume. The first time I dealt with Ford and Dan and couldn’t speak high enough of them and the assistance they gave me. My latest communication was with Emma, and once again the service, efficiency and professionalism she went about her work was second to none. We had to jump through a lot of hoops through no fault of our own but to her credit did it with no fuss or complaints. I highly recommend Ume and there team of experts, They are genuine humans who care about you not what they are getting out of it. Definitely 100 stars out 5.
John
2024-05-13 13:19:49
★ ★ ★ ★ ★
The team at Ume Loans are absolutely amazing!! After struggling with debt due to health issues, a lot of bills had racked up. With bad credit and only just gaining new employment, no bank would help us at all. But, Ume Loans were unlike any bank, they listened to our story and understood the need for consolidation, the application was easy and process was fast! MASSIVE SHOUT OUT TO EMMA! ❤️ Emma at Ume Loans delt with our entire application and made everything less stressful, she's so great to talk to and really made us feel less worried about everything. Definitely recommend having a chat to Emma and the whole team at Ume Loans if your struggling to get approval!!
Rhiannon
2023-10-27 10:48:52
★ ★ ★ ★ ★
Well, where do I begin!! Thank you for the amazing service by an awesome team at Ume Loans! Dan Fox, you have built an empire thanks to your dedication and amazingly professional team who work for you! I have finally paid out my 3rd loan with Ume and it was your team that has made it so easy. I would like to personally thank Darin, Britt, Amanda and of course, yourself. A special shout out to Amanda who has been really understanding and supportive towards the end of my loan and, has every step of the way been very professional. In closing I would like to say, anyone that is looking for finance, do not go past these guys, these guys are amazing at what they do and will support you all the way. I highly recommend the team at Ume Loans!! Once again, thanks guys for giving me another opportunity where no one else would have.
Attila
2023-10-27 02:34:28
★ ★ ★ ★ ★
SEVEN STAR REVIEW- ⭐️⭐️⭐️⭐️⭐️⭐️⭐️ I would like to express my heartiest thank you to Ford Taylor at Ume Loans. He made the whole process so easy and simple and it was a delightful experience dealing with him. He is a real Ume Loans Champion and should be AWARDED the BEST LENDING SPECIALIST of the MONTH. He took my personal circumstances into consideration and kept me informed all the way through and tried his utmost best to get the loan approved and giving me a SECOND CHANCE. Ford is the “Go To Man” moving forward for any loan services and it was so amazing, after the loan approval , I received a Welcome Call and went through the contract together and gave an opportunity to raise any questions or concerns I may have along the way. No such company provides this type of personal touch . Once again “WELL DONE” !!!! Thank you.
GC
2023-06-02 12:41:43
★ ★ ★ ★ ★
I recently had the pleasure of working with Ume Loans, and I have to say that I was thoroughly impressed by their exceptional service. From start to finish, they made the loan process as smooth and efficient as possible. One of the standout features of Ume Loans is their fast and clear communication. Whenever I had a question or concern, they were always quick to respond and provide the information I needed. This made the entire process much easier and less stressful, as I knew I could rely on them to be readily available. Another aspect that I really appreciated was the ease of their digital document signature process. Being able to sign all necessary documents electronically saved me a lot of time and hassle, and it was incredibly convenient to be able to do it all from the comfort of my own home. Additionally, I had a phone call with one of their team members who went through all of the loan documents with me to make sure that I fully understood everything. It was incredibly helpful to have someone take the time to explain any terms or concepts that I was unfamiliar with, and it made me feel confident and informed about my loan. Overall, I would highly recommend Ume Loans to anyone looking for a reliable and trustworthy loan provider. Their fast communication, easy digital document signature process, and thorough customer service truly set them apart from the rest. Thank you for helping me purchase my very first car. I wouldn't want to change a thing.
Keziah
2023-04-09 16:20:45
★ ★ ★ ★ ★
This lending firm I have been with for the past 7 yrs approx. Although the interest on the loans provided are reasonably high, the reason for this is that for you to find lending generally is difficult for you. Yes the lending criteria is based on your ability to pay the loan back but if approved they do look after their customers well as long as you keep in touch with them. I personally have had a great experience with UME and continue my journey with this institution. Thank you UME for all you've done in the last 7yrs and look forward to another 7yrs. HAPPY 13TH BIRTHDAY!
Maltese Food Deliveries
2022-08-07 13:06:56
★ ★ ★ ★ ★
The team at Ume loans have gone above and beyond for myself and my family. We had an original car loan through them and unfortunately we were in an accident where our car was a write off. I contacted Phil, and immediately he asked about our well-being and before I could ask he said that he would easily help us with getting a new car. Between Phil, Brittany and Dan, the team have been able to quickly get me into our new car so I could continue to get to work. I am overwhelmed by the support and kindness shown by everyone there. Thank you so so much again.
lisa
2022-07-08 13:53:59
★ ★ ★ ★ ★
Firstly I want to apologise for the delay with this review! Massive shout out to the man FORD! Bloody legend thanks again for all your help with being able to provide me with the chance to be able to find a new car for me and my family I really appreciate it! Also thanks to Umeloans for providing me with the opportunity of a second chance! Much love ✊ Ford my man sorry again for the delay. Looking forward for further help in the future. ✊
Tavalliah
2022-04-03 10:32:23
★ ★ ★ ★ ★
Just picked up my new motor bike this morning thanks to Ume loans Team Maroochydore dealing with Taylor was fantastic she was very helpful in finding the best possible loan to suit my personal circumstance, the service was prompt and professional with a quick approval process all the staff a very friendly along the way. These guys can even help out if you may have had previously credit issues highly recommend to anyone needing a loan they even have a home loan department. Thanks Taylor and Dan and the Ume loans- Fox finance team. Love the Bike!! Steve H Peregian
Steven
2021-08-21 03:54:28
★ ★ ★ ★ ★
Super happy with my experience, Emma P was great, very very responsive, super helpful with explaining everything to me, everything was finalised so quickly. Excited to now have my first bike!
Hannah
2025-08-07 13:22:28
★ ★ ★ ★ ★
A MASSIVE THANK YOU to Georgia for her hard work to get me into my awesome car, Georgia and the UME Team are amazing and very helpful…..thank you again…..A+ service and highly recommend
Geoffrey
2025-06-16 07:31:56
★ ★ ★ ★ ★
Had an amazing experience with Georgia. She was very helpful and patient with all my questions and made the whole process as easy as possible! Highly recommend Ume Loans!
Chris
2025-03-31 09:13:22
★ ★ ★ ★ ★
Jerrod helped me thru the process of getting my loan thru would definitely recommend these people for loans thanx a lot guys.
Trevor
2024-12-17 08:16:46
★ ★ ★ ★ ★
I highly recommend Ume Loans and thank you to Jerrod for getting my loan approved and getting the car i wanted. Great work.
Kimiora Tura
2024-11-22 13:45:44
★ ★ ★ ★ ★
Emma from Ume Loans went above & beyond to help us with our loan application. She was professional,friendly and made sure we understood every step of the process. We would highly recommend UME Loans!
Nakettia
2024-11-13 13:27:50
★ ★ ★ ★ ★
It was so easy getting a loan from Ume loans and they were very helpful in getting me approved for my new car. As a previous customer the process was very easy to follow. I highly recommend them.
John
2024-11-13 13:25:42
★ ★ ★ ★ ★
Thank you Ume Loans for us getting approved, has been a pleasure working with your team members to getting our wheels in the driveway, I will be recommending your company.
Cherie
2024-06-07 05:13:58
★ ★ ★ ★ ★
These guys are literally changing my life 1 week at a time. I was at a point where my circumstances had led me to a point of both depression and potential job and home loss. These guys stepped in knowing my history and pulled me out of what was potentially a catastrophic financial and personal situation. I CANNOT recommend these guys higher. thank you to all of you. ❤️
David
2022-12-27 09:17:39
★ ★ ★ ★ ★
Emma at UME Loans was a total professional, her customer service was impeccable. She was understanding and helpful throughout the process. Cheers!!!
Matthew
2022-09-30 02:28:29
★ ★ ★ ★ ★
Spoke to me on a personal level, very fast loan approval. 3 days and I was driving my car around. Would highly recommend to anyone having trouble getting loans approved. 11/10
Greg
2021-11-02 12:53:52
★ ★ ★ ★ ★
Fast approval. great response time. and friendly team. helped with all your finance needs.
Damon
2021-09-28 02:12:08