Customer Case Study

- Zack & Nikita -

- Zack & Nikita -

  Casually employed

  Previously bankrupt

  Previous bad credit

"We are actually good, honest, hardworking people but were in a bind due to a faulty car we bought and some previous bad decisions we made.

When we went bankrupt nearly 4 years ago we never thought that we would be able to get any credit in the future.

We had been knocked back for little loans including internet providers, but when we needed a new car we found Ume Loans. They gave us the second chance that we needed when no one else would even look at us.

Since being with them we have acquired 2 cars and a Harley Davidson, Ume Loans have even helped us to refinance twice and because we are always on time with our repayments we have had our interest rate decreased.

I highly recommend letting Ume Loans see what they can do for anyone that is in need of a second chance and doesn't have a very good credit history because they are there to help you."

If you are like Zack and Nikita and have had some bad luck and made some wrong decisions and are ready for your second chance, then contact us now

5 simple steps


Reviews from our satisfied customers

Need finance?
will get it for you

Great friendly lenders happy to help where they can. Great for people who have troubles getting a loan thought main stream banks

By Tasha Janssen

5 stars reviews

Customer Feedback

As a finance broker I'm always looking for solutions for my clients. Ume Loans work with me to get my client loans approved. Courtney and the team are amazing to work with and I now have very happy clients! Keep up the great work!

By Darren Fidoe

5 stars reviews

Quick and easy highly recommend

Great Friendly service. Completely recommend for anyone wanting a loan from a business that actually cares.

By Mark Gradidge

5 stars reviews

Ume Loans is rated 5.0 in overall satisfaction by  Google  Google Ume Loans is rated 5.0 in overall satisfaction by  Google  Google

Why Choose Us?


11+ Years

Experience in Alternate


We Understand

we provide good people
with a second chance

Our Team

Our Team

Our team is passionate
about helping people


Simple Process

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Ume Loans Pty Ltd ABN 25 138 637 064. Australian Credit Licence Number 383502.