Lending Specialist
★ ★ ★ ★ ★ 5.0 rating of 25 reviews
★ ★ ★ ★ ★
UME LOANS NO. 1 EXPERIENCE WITH FAST EFFICIENT APPROVAL. KIRRA AND RILEY VERY UNDERSTANDING AND PATIENT WITH MY NEEDS. THANKYOU!!!
Pete
2025-08-06 10:35:57
★ ★ ★ ★ ★
I want to give a big thank you to Riley Brown from Ume Loans. She is so friendly and professional. Riley is totally supportive during all the process of finance application for my first car in Australia. She is always update about each and every process of application. I surely recommends Ume loans especially Riley for the quick application process. Will refer to my friends and Family. Thanks for all the support. Not less than 5 star rate for the Ume loan service.
Jaison
2025-06-12 10:30:14
★ ★ ★ ★ ★
To be honest words can't express the feeling i have experienced its like we have been blessed with the help from ume! You guys were just omg! Wonderful amazing triple A highly recommended! Caring at a time like this we want to thank you so much for making it possible ❤️ you worked your wonders , on behalf of me & my family we thank you.
Eddie
2025-08-22 09:43:58
★ ★ ★ ★ ★
Anyone with bad credit knows how hard it is to rebuild after some reckless younger years, it can take years even decades to get credit back to a place to be able to successfully apply for a loan, Ume gave me that second chance! Front start to finish the staff were friendly, clear, professional and empathetic. The process was thorough yet reassuring and positive. I cried when I was accepted and the staff shared that joy with me. They’re real people helping real people, would highly recommend and can’t speak highly enough of the team.
Tim
2025-08-12 12:40:38
★ ★ ★ ★ ★
Everyone at Ume Loans are very helpful if you are finding finance I've had no problems during the process and they keep you updated
Drew
2025-07-10 12:27:34
★ ★ ★ ★ ★
Service was excellent no complaints. Was able to pay loan out early 3 months early thanks to them helping with the payment schedule.
Shawn
2025-07-09 13:28:45
★ ★ ★ ★ ★
Absolutely no one would help me with a car loan and I had resigned myself to never getting one. Ume Loans was my absolute last chance and guess what? That's right they approved me and now I'm getting my dream car. This is the only company people should use and they truly give you a second chance. I cannot thank you enough. Thank you for helping me, thank you for getting it through before the end of Financial year and thank you for being the absolute best loan company I have ever come across. I'm extremely happy and I appreciate all your staff for all the work they have done to make this happen. Fantastic company and very highly recommended.
Dominique
2025-06-27 15:30:38
★ ★ ★ ★ ★
Where do I start, I came to Ume Loans 2ish years ago now with a serious story. I needed a consolidation of my life. So many small things owing and an extremely low credit score. Felt at that time that nothing and no one could help me. You see a year or two prior to this I had lost a very dear friend to suicide and I’m not going to lie bad decision or not I gave up and stopped paying everything in my life to deal with that situation. Ume Loans gave me my life back financially when they heard me out and gave me a shot, when no one else would—the team actually considered me as a person and “why” I was where I was coming to them. They said YES! Changing my life. I just bought my new car in December 2024 (through UME Loans sister company FOX finance.) It wouldn’t have been possible without UME Loans. My life has been on an upward trajectory ever since. I cannot recommend UME Loans enough. Well played guys.
Douglas
2025-06-26 09:44:57
★ ★ ★ ★ ★
Ume where absolutely amazing so polite and easy going they went above and beyond to help me with my new car!! I 100% recommend them to everyone.
Jessica
2025-06-15 10:40:14
★ ★ ★ ★ ★
I want to give a big thank you to Riley Brown from Ume Loans. She is so friendly and professional. Riley is totally supportive during all the process of finance application for my first car in Australia. She is always update about each and every process of application. I surely recommends Ume loans especially Riley for the quick application process. Will refer to my friends and Family. Thanks for all the support. Not less than 5 star rate for the Ume loan service.
Jaison
2025-06-12 10:30:14
★ ★ ★ ★ ★
Awesome lender. They made it happen for me while others couldn't do. Great customer service with regular updates and details, thru whole process. Loved it, highly recommend.
Shohel
2025-05-14 10:46:44
★ ★ ★ ★ ★
Such a blessing they did amazing work and went above and beyond to make dreams and situations into reality. Do yourself a favour and meet these lovely workers who a passionate about helping and will help with every aspect.
Genevieve
2025-04-07 11:02:01
★ ★ ★ ★ ★
UME Loans has helped me to get me a car loan with a low credit score when others can't help me, I am truly thankful for the professionalism shown by UME Loans. Appreciate so much.
Shane
2025-04-03 11:07:48
★ ★ ★ ★ ★
UME Loans I would highly recommend to anyone who is needing a lender fast and professional from the application process down to settlement, everything was a breeze.
Joel
2024-10-25 11:24:59
★ ★ ★ ★ ★
I was greeted with a friendly conversation whenever I called asking questions about my loan and the team was very patient with me.
River
2024-10-17 11:40:40
★ ★ ★ ★ ★
The team are very outgoing and really helpful for anyone looking for a second chance loan highly recommend and will definitely use Ume Loans in the future.
Dillion
2024-10-10 11:44:58
★ ★ ★ ★ ★
Things went really fast when got the approval for loan even though didn't get total amount asked for they found amount that was suitable for me that I could use to pay for things I needed and was really good to deal with and understand.
Boi
2024-09-26 11:49:13
★ ★ ★ ★ ★
Ume gave myself and my son the help and support to get our new car. God bless all of the team for their support and faith . Ume are amazing. Thank you so much
Greg
2024-08-07 13:23:26
★ ★ ★ ★ ★
Very fast approval, quick communication and fantastic customer service. Thankyou for approving me and giving me a chance when other places wouldn't. Very happy with my experience 100%
Justene
2024-08-05 13:33:32
★ ★ ★ ★ ★
UME were very helpful in getting my car loans settled. They worked really quickly and made sure the loan and conditions were right for me.
Kirsty
2024-05-08 14:09:50
★ ★ ★ ★ ★
Never thought I would get a loan with my past but they have been the most understanding and helpful company, I couldn’t recommend enough.
Miki
2024-03-28 15:43:00
★ ★ ★ ★ ★
UME Loans and the entire team are amazing. Great communication and always willing to help with any financial matter that I presented to them. If you do not have the greatest credit file, give these guys and gals a call and they will help you if they are able.
Roy
2024-03-10 15:44:41
★ ★ ★ ★ ★
I recently had the pleasure of working with Ume Loans, and I have to say that I was thoroughly impressed by their exceptional service. From start to finish, they made the loan process as smooth and efficient as possible. One of the standout features of Ume Loans is their fast and clear communication. Whenever I had a question or concern, they were always quick to respond and provide the information I needed. This made the entire process much easier and less stressful, as I knew I could rely on them to be readily available. Another aspect that I really appreciated was the ease of their digital document signature process. Being able to sign all necessary documents electronically saved me a lot of time and hassle, and it was incredibly convenient to be able to do it all from the comfort of my own home. Additionally, I had a phone call with one of their team members who went through all of the loan documents with me to make sure that I fully understood everything. It was incredibly helpful to have someone take the time to explain any terms or concepts that I was unfamiliar with, and it made me feel confident and informed about my loan. Overall, I would highly recommend Ume Loans to anyone looking for a reliable and trustworthy loan provider. Their fast communication, easy digital document signature process, and thorough customer service truly set them apart from the rest. Thank you for helping me purchase my very first car. I wouldn't want to change a thing.
Keziah
2023-04-09 16:20:45
★ ★ ★ ★ ★
This lending firm I have been with for the past 7 yrs approx. Although the interest on the loans provided are reasonably high, the reason for this is that for you to find lending generally is difficult for you. Yes the lending criteria is based on your ability to pay the loan back but if approved they do look after their customers well as long as you keep in touch with them. I personally have had a great experience with UME and continue my journey with this institution. Thank you UME for all you've done in the last 7yrs and look forward to another 7yrs. HAPPY 13TH BIRTHDAY!
Maltese Food Deliveries
2022-08-07 13:06:56
★ ★ ★ ★ ★
Ume Loans were amazingly helpful to us, giving us a loan when no one else would to buy a car. When times got tough for us they were kind and understanding. We truly appreciate how easy Ume Loans were to deal with and how friendly they were. This gave us the confidence that we could pay our loan off in full which we have now done. Thank you Ume Loans!
Steve
2022-04-30 13:15:14
When you’re pre-approved, the loan amount, duration and interest rate are all confirmed
When you know what you’ll be able to borrow, you can rest assured we have the right loan for you
Apply online in minutes and benefit from our fast & efficient loan approval process