Lending Specialist
★ ★ ★ ★ ★ 5.0 rating of 25 reviews
★ ★ ★ ★ ★
I had the absolute pleasure of working with Kirra and Mason. Their knowledge and dedication were outstanding, and they truly went above and beyond to help me secure my dream car. I’m so grateful for all the effort and support you both put in — thank you again!
Victoria
2025-08-27 13:02:18
★ ★ ★ ★ ★
Thank you very much to Kirra for getting me into my new car. Pleasure to deal with and extremely helpful. Fantastic customer service.
Steve
2025-08-10 09:59:05
★ ★ ★ ★ ★
UME LOANS NO. 1 EXPERIENCE WITH FAST EFFICIENT APPROVAL. KIRRA AND RILEY VERY UNDERSTANDING AND PATIENT WITH MY NEEDS. THANKYOU!!!
Pete
2025-08-06 10:35:57
★ ★ ★ ★ ★
Highly recommend UME, both Kirra and Aidan have been great to work with and all of our clients are extremely happy with the service!
Neil
2025-06-23 11:01:19
★ ★ ★ ★ ★
Amazing customer service, Kirra is an absolute angel that has given me hope again I would recommend these guys over any other loan company.
Ray
2025-05-08 14:25:59
★ ★ ★ ★ ★
Kirra was amazing through the hole process and kept us up to date the whole way through. She worked really hard to get my family a new car and we all thank her to the moon and back.
Dwayne
2025-05-06 09:57:53
★ ★ ★ ★ ★
My experience with Ume Loans has been wonderful, especially thanks to Kirra! She explained the process and expectations with full transparency, was easy to talk to and prompt in all communication. I never once felt pressured or obliged! Kirra ensured I understood my contract and the flexibility Ume offers. Excellent customer service!
Karen
2025-04-10 09:48:34
★ ★ ★ ★ ★
Kirra from Ume is one of the best people I have had the pleasure of dealing with on the purchase of my Harley Davidson. Stress free company with a great attitude. Would highly recommend and will be using them again.
Adam
2025-02-28 14:27:20
★ ★ ★ ★ ★
Kirra and the team from UME loans provided solid support and timely information, which got me behind the wheel of my beautiful 4 wheel drive beast in record time, despite my annoying constant texting back and forth lol. Kirra handled every enquiry like a pro! Thanks Kirra and UME Loans.
Nancy
2024-11-16 08:54:01
★ ★ ★ ★ ★
My experience with Ume Loans was spectacular, my lending specialist Kirra was so efficient in everything we were able to have everything settled in 4 days, I picked up my new vehicle on the Saturday morning and I had applied for the loan on Tuesday. I would highly recommend this service to anyone who is in need of a second chance, very happy with the outcome :)
Nina
2024-07-10 13:23:21
★ ★ ★ ★ ★
I’m a few weeks late but i wanna give a massive shout out to Kirra at Ume for her amazing work she was nothing but professional and her communication was second to non Banks and other lenders were knocking me back due to my age and credit rating for anyone thinking it’s not possible IT IS! These guys are amazing.
Andrew
2024-06-16 08:46:43
★ ★ ★ ★ ★
The whole thing went down SO simply. Second chance, every day. It was all organized and put together nicely. Thank you very much Kirra.
Rudi
2024-06-03 10:49:42
★ ★ ★ ★ ★
To be honest words can't express the feeling i have experienced its like we have been blessed with the help from ume! You guys were just omg! Wonderful amazing triple A highly recommended! Caring at a time like this we want to thank you so much for making it possible ❤️ you worked your wonders , on behalf of me & my family we thank you.
Eddie
2025-08-22 09:43:58
★ ★ ★ ★ ★
Anyone with bad credit knows how hard it is to rebuild after some reckless younger years, it can take years even decades to get credit back to a place to be able to successfully apply for a loan, Ume gave me that second chance! Front start to finish the staff were friendly, clear, professional and empathetic. The process was thorough yet reassuring and positive. I cried when I was accepted and the staff shared that joy with me. They’re real people helping real people, would highly recommend and can’t speak highly enough of the team.
Tim
2025-08-12 12:40:38
★ ★ ★ ★ ★
Everyone at Ume Loans are very helpful if you are finding finance I've had no problems during the process and they keep you updated
Drew
2025-07-10 12:27:34
★ ★ ★ ★ ★
Service was excellent no complaints. Was able to pay loan out early 3 months early thanks to them helping with the payment schedule.
Shawn
2025-07-09 13:28:45
★ ★ ★ ★ ★
Absolutely no one would help me with a car loan and I had resigned myself to never getting one. Ume Loans was my absolute last chance and guess what? That's right they approved me and now I'm getting my dream car. This is the only company people should use and they truly give you a second chance. I cannot thank you enough. Thank you for helping me, thank you for getting it through before the end of Financial year and thank you for being the absolute best loan company I have ever come across. I'm extremely happy and I appreciate all your staff for all the work they have done to make this happen. Fantastic company and very highly recommended.
Dominique
2025-06-27 15:30:38
★ ★ ★ ★ ★
Where do I start, I came to Ume Loans 2ish years ago now with a serious story. I needed a consolidation of my life. So many small things owing and an extremely low credit score. Felt at that time that nothing and no one could help me. You see a year or two prior to this I had lost a very dear friend to suicide and I’m not going to lie bad decision or not I gave up and stopped paying everything in my life to deal with that situation. Ume Loans gave me my life back financially when they heard me out and gave me a shot, when no one else would—the team actually considered me as a person and “why” I was where I was coming to them. They said YES! Changing my life. I just bought my new car in December 2024 (through UME Loans sister company FOX finance.) It wouldn’t have been possible without UME Loans. My life has been on an upward trajectory ever since. I cannot recommend UME Loans enough. Well played guys.
Douglas
2025-06-26 09:44:57
★ ★ ★ ★ ★
Ume where absolutely amazing so polite and easy going they went above and beyond to help me with my new car!! I 100% recommend them to everyone.
Jessica
2025-06-15 10:40:14
★ ★ ★ ★ ★
Awesome lender. They made it happen for me while others couldn't do. Great customer service with regular updates and details, thru whole process. Loved it, highly recommend.
Shohel
2025-05-14 10:46:44
★ ★ ★ ★ ★
My experience with Ume Loans has been wonderful, especially thanks to Kirra! She explained the process and expectations with full transparency, was easy to talk to and prompt in all communication. I never once felt pressured or obliged! Kirra ensured I understood my contract and the flexibility Ume offers. Excellent customer service!
Karen
2025-04-10 09:48:34
★ ★ ★ ★ ★
Such a blessing they did amazing work and went above and beyond to make dreams and situations into reality. Do yourself a favour and meet these lovely workers who a passionate about helping and will help with every aspect.
Genevieve
2025-04-07 11:02:01
★ ★ ★ ★ ★
UME Loans has helped me to get me a car loan with a low credit score when others can't help me, I am truly thankful for the professionalism shown by UME Loans. Appreciate so much.
Shane
2025-04-03 11:07:48
★ ★ ★ ★ ★
UME Loans I would highly recommend to anyone who is needing a lender fast and professional from the application process down to settlement, everything was a breeze.
Joel
2024-10-25 11:24:59
★ ★ ★ ★ ★
I was greeted with a friendly conversation whenever I called asking questions about my loan and the team was very patient with me.
River
2024-10-17 11:40:40
When you’re pre-approved, the loan amount, duration and interest rate are all confirmed
When you know what you’ll be able to borrow, you can rest assured we have the right loan for you
Apply online in minutes and benefit from our fast & efficient loan approval process