15+ Years
Experience in Alternate Lending
Experience in Alternate Lending

We provide good people with a second chance

Our team is passionate about helping people

Apply online in minutes

7 Tips to Prep Your Bank Statements for Your Bad Credit Loan
Preparing your bank statements is a key step when applying for bad credit car loans. The process can feel overwhelming...

How much can I borrow with bad credit?
Sadly, having bad credit can impact your borrowing ability. Many mainstream or traditional lenders, like banks, will outright reject any...

Bad Credit Car Loan Approval: Guided Support from Start to Finish
At Ume Loans we have over 15 years of experience helping customers with bad credit car loans who don't fit...

Bad Credit Car Loans: How to Secure Finance with Ease
Getting a car loan with bad credit is still achievable, and specialist lenders like Ume Loans focus on your current...
Experience in Alternate Lending

We provide good people with a second chance

Our team is passionate about helping people

Apply online in minutes
5.0/5
My loan was approved very fast and all process went very smooth. Thanks
Parviz Aghamir
5 days ago
Shannon and the team at Ume Loans helped me out with a loan for a new micra. Fast, easy and...
Daniel Hicks
5 days ago
Emma went above and beyond to help me, she provided amazing service, kept me informed every step of the way...
Wendy Walsh
2 weeks ago
This is the second i have used Ume Loans to get a car loan and both times they have been...
Ronald Morrall
2 weeks ago
Very professional Emma was fantastic to deal with
David Atkinson
3 weeks ago
Loan good rate
Mohammed Shaheed
last month
Thank you Ume Loans and their representative Georgia Robb for their fluid and "outside if the box" approval of my...
Iain Roebuck
last month
Ume helped me find the best loan for me, and were very flexible with my extra requests. They were so...
Brittany O'Shea
last month
Emma from UME Loans was wonderfully non-judgemental and solutions focussed. She was quick and courteous and I am really happy...
Kym Korbe
last month
Carys has been excellent through our whole process. Keeping us up to date each step of the way. Thankyou for...
Hayley Walkom
last month
My loan was approved very fast and all process went very smooth. Thanks
Parviz Aghamir
5 days ago
Shannon and the team at Ume Loans helped me out with a loan for a new micra. Fast, easy and...
Daniel Hicks
5 days ago
Emma went above and beyond to help me, she provided amazing service, kept me informed every step of the way...
Wendy Walsh
2 weeks ago
This is the second i have used Ume Loans to get a car loan and both times they have been...
Ronald Morrall
2 weeks ago
Very professional Emma was fantastic to deal with
David Atkinson
3 weeks ago
Loan good rate
Mohammed Shaheed
last month
Thank you Ume Loans and their representative Georgia Robb for their fluid and "outside if the box" approval of my...
Iain Roebuck
last month
Ume helped me find the best loan for me, and were very flexible with my extra requests. They were so...
Brittany O'Shea
last month
Emma from UME Loans was wonderfully non-judgemental and solutions focussed. She was quick and courteous and I am really happy...
Kym Korbe
last month
Carys has been excellent through our whole process. Keeping us up to date each step of the way. Thankyou for...
Hayley Walkom
last month