15+ Years
Experience in Alternate Lending

Experience in Alternate Lending

We provide good people with a second chance

Our team is passionate about helping people

Apply online in minutes

A bad credit history is not the end of the world, but it's not an easy thing to live with,...

The start of a new year is a great time to set yourself some goals. Even people who have had...

Get the breakdown on why car loans get declined for bad credit applicants and how you can fix it to...

At Ume Loans, we believe everyone deserves a chance to own a reliable vehicle -regardless of their credit history. Don't...
Experience in Alternate Lending

We provide good people with a second chance

Our team is passionate about helping people

Apply online in minutes
5.0/5
Loan good rate
Mohammed Shaheed
4 days ago
Georgia was absolutely fantastic to deal with, thorough and explained loan facility also went over and beyond with her level...
Ryan James O’Neill
6 days ago
Thank you Ume Loans and their representative Georgia Robb for their fluid and "outside if the box" approval of my...
Iain Roebuck
7 days ago
Ume helped me find the best loan for me, and were very flexible with my extra requests. They were so...
Brittany O'Shea
7 days ago
Emma from UME Loans was wonderfully non-judgemental and solutions focussed. She was quick and courteous and I am really happy...
Kym Korbe
last week
Carys has been excellent through our whole process. Keeping us up to date each step of the way. Thankyou for...
Hayley Walkom
2 weeks ago
First car loan I have ever got from the very first moment of my enquiry Emma was so helpful always...
Robert Rachow
3 weeks ago
Great customer service and prompt service as well shout out to Olivia and Emma for helping would recommend them and...
Jason Lowe
3 weeks ago
Emma is the man.. very professional and helpful. Highly recommended
Eric A
3 weeks ago
Emma was able to answer any questions I had and made the process very simple for me. She was very...
Fatu Salima
3 weeks ago
Loan good rate
Mohammed Shaheed
4 days ago
Georgia was absolutely fantastic to deal with, thorough and explained loan facility also went over and beyond with her level...
Ryan James O’Neill
6 days ago
Thank you Ume Loans and their representative Georgia Robb for their fluid and "outside if the box" approval of my...
Iain Roebuck
7 days ago
Ume helped me find the best loan for me, and were very flexible with my extra requests. They were so...
Brittany O'Shea
7 days ago
Emma from UME Loans was wonderfully non-judgemental and solutions focussed. She was quick and courteous and I am really happy...
Kym Korbe
last week
Carys has been excellent through our whole process. Keeping us up to date each step of the way. Thankyou for...
Hayley Walkom
2 weeks ago
First car loan I have ever got from the very first moment of my enquiry Emma was so helpful always...
Robert Rachow
3 weeks ago
Great customer service and prompt service as well shout out to Olivia and Emma for helping would recommend them and...
Jason Lowe
3 weeks ago
Emma is the man.. very professional and helpful. Highly recommended
Eric A
3 weeks ago
Emma was able to answer any questions I had and made the process very simple for me. She was very...
Fatu Salima
3 weeks ago