15+ Years
Experience in Alternate Lending

Senior Lending Specialist
Experience in Alternate Lending

We provide good people with a second chance

Our team is passionate about helping people

Apply online in minutes

Are you considering a car loan but are worried about your credit history? Securing bad credit car loans in Australia...

Navigating the journey of securing a bad credit car loan can be challenging. The abundance of options and misleading information...

When applying for a bad credit car loan, you may be faced with higher interest rates. Lenders see lending to...

When you need to borrow money for life events such as planning the wedding of your dreams, finally taking that...
Experience in Alternate Lending

We provide good people with a second chance

Our team is passionate about helping people

Apply online in minutes
5.0/5
Loan good rate
Mohammed Shaheed
last week
Georgia was absolutely fantastic to deal with, thorough and explained loan facility also went over and beyond with her level...
Ryan James O’Neill
2 weeks ago
Thank you Ume Loans and their representative Georgia Robb for their fluid and "outside if the box" approval of my...
Iain Roebuck
2 weeks ago
Ume helped me find the best loan for me, and were very flexible with my extra requests. They were so...
Brittany O'Shea
2 weeks ago
Emma from UME Loans was wonderfully non-judgemental and solutions focussed. She was quick and courteous and I am really happy...
Kym Korbe
2 weeks ago
Carys has been excellent through our whole process. Keeping us up to date each step of the way. Thankyou for...
Hayley Walkom
3 weeks ago
First car loan I have ever got from the very first moment of my enquiry Emma was so helpful always...
Robert Rachow
3 weeks ago
Great customer service and prompt service as well shout out to Olivia and Emma for helping would recommend them and...
Jason Lowe
4 weeks ago
Emma is the man.. very professional and helpful. Highly recommended
Eric A
4 weeks ago
Emma was able to answer any questions I had and made the process very simple for me. She was very...
Fatu Salima
4 weeks ago
Loan good rate
Mohammed Shaheed
last week
Georgia was absolutely fantastic to deal with, thorough and explained loan facility also went over and beyond with her level...
Ryan James O’Neill
2 weeks ago
Thank you Ume Loans and their representative Georgia Robb for their fluid and "outside if the box" approval of my...
Iain Roebuck
2 weeks ago
Ume helped me find the best loan for me, and were very flexible with my extra requests. They were so...
Brittany O'Shea
2 weeks ago
Emma from UME Loans was wonderfully non-judgemental and solutions focussed. She was quick and courteous and I am really happy...
Kym Korbe
2 weeks ago
Carys has been excellent through our whole process. Keeping us up to date each step of the way. Thankyou for...
Hayley Walkom
3 weeks ago
First car loan I have ever got from the very first moment of my enquiry Emma was so helpful always...
Robert Rachow
3 weeks ago
Great customer service and prompt service as well shout out to Olivia and Emma for helping would recommend them and...
Jason Lowe
4 weeks ago
Emma is the man.. very professional and helpful. Highly recommended
Eric A
4 weeks ago
Emma was able to answer any questions I had and made the process very simple for me. She was very...
Fatu Salima
4 weeks ago