1. Apply Online
Enter some basic details so we know who you are, and what you're looking for! This will not affect your credit score. This is where you will submit your bank statements online.
The BEST Bad Credit Motorbike Loans in Australia
Second Chance Motorcycle Finance
Need a second chance for a Motorbike? We have a bad credit loan for you!
At Ume Loans, we believe past financial setbacks shouldn't stand in the way of your future. Just because your credit history shows a few mistakes doesn't mean you should continue to be held back.
We understand how difficult it can be to get approved for motorbike finance with bad credit. That's why we offer bad credit motorbike loans tailored to your unique situation, so you can get back on the road with confidence.
Whether you're purchasing new or used, from a dealership or private seller, we give you the freedom to choose the motorbike that suits your lifestyle.
Even if you've been declined elsewhere, our experienced team of bad credit lending specialists will assess your financial position and work with you to find a solution that fits.
Focused on Your Potential
At UME Loans, we know that life is unpredictable, and a credit score can’t capture the full story of who you are. That’s why we take the time to listen carefully, understand your circumstances, and work with you to explore flexible loan options designed around your goals.
We’ll speak openly about your credit history, whether it involves missed repayments, defaults, or accounts in collection. There’s no judgement here, only a genuine commitment to helping you move forward.
By prioritising your potential instead of your past, we go beyond credit scores to find ways to say yes and secure your loan approval.
Bank Said No? Speak to Us!
At Ume Loans, we make it possible to ride away on the motorbike you want even if your credit history isn’t perfect. Here are some key benefits of financing with us:
Flexible Terms
You know your financial limits better than anyone. That’s why we offer flexible loan terms ranging from one to five years, allowing you to tailor your repayments to what’s manageable for your budget and lifestyle.
Repayment Options
We give you the freedom to choose a repayment schedule that suits you: weekly, fortnightly, or monthly. It's all about giving you control and helping you stay on top of your repayments with ease.
Simple Application Process
Our streamlined application process is fast, simple, and fully online. With potential same day approvals, you could be shopping for your new motorbike sooner than you think.
5 Simple Steps To Getting Your Loan
Enter some basic details so we know who you are, and what you're looking for! This will not affect your credit score. This is where you will submit your bank statements online.
2. Speak with an Expert
One of our Lending Specialists will call you to provide proof of income and identification.
3. Get Pre-Approval
We'll get to work on getting your loan pre-approved as soon as you supply the required supporting documents.
4. Sign your documents
Once everything is verified, you can sign your contracts electronically.
5. Get your new jetski!
Time to go shopping for your new jetski or pick up the one you've already chosen.
Why Choose Us?
15+ Years
Experience in Alternate Lending
We Understand
We provide good people with a second chance
Our Team
Our team is passionate about helping people
Simple Process
Apply online in minutes
Bad credit score? Poor credit history? We have a bad credit Motorbike loan for you.
Questions aboutBad Credit Motorbike Loans?
Our team just love helping our customers buy the motorcycles they love and want, whether it’s brand new or a used motorcycle, we are very happy to share our Ume Loans reviews.
Let’s chat about your finance options.
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