1. Apply Online
Enter some basic details so we know who you are, and what you're looking for! This will not affect your credit score. This is where you will submit your bank statements online.

Second Chance Camper Finance

At Ume Loans, we understand that life doesn't always go to plan. But past financial challenges shouldn't stop you from enjoying the lifestyle you want. Just because other lenders have said no doesn't mean you're out of options.
We offer bad credit camper trailer loans from $5,000 to $50,000, tailored to suit your unique financial situation. Whether you've had recent defaults or a history of credit issues, we take a holistic view, not just your credit score.
Whether you're buying new or used, from a dealership or a private seller, our flexible loan options are designed to support your next adventure.
Our team will work with you to understand your circumstances and put together a loan package that fits your budget, helping you get into the camper trailer you've always wanted so you can hit the road with confidence.

At UME Loans, we understand that life can throw unexpected challenges your way and a credit score alone doesn’t define who you are. That’s why we take the time to truly listen, understand your circumstances, and work with you to explore flexible solutions designed around your needs.
We’ll have an open and honest conversation about your credit history, whether it includes missed payments, defaults, or collections. There’s no judgement, only a genuine commitment to helping you take the next step forward.
By focusing on your potential rather than your past, we look beyond the numbers to find ways to say yes and help you secure the loan you need.

Here are some key benefits of choosing a bad credit camper trailer loan through Ume Loans:
Flexible Terms
Loan terms range from 1 to 7 years, tailored to fit what you can comfortably afford giving you control over your repayments.
Repayment Options
Choose a repayment schedule that suits your lifestyle: weekly, fortnightly, or monthly. This flexibility helps you manage repayments in a way that makes sense to you.
Simple Application Process
Apply easily and securely online with fast approvals often in the same day, and you could be shopping for your new camper trailer sooner than you think!
Enter some basic details so we know who you are, and what you're looking for! This will not affect your credit score. This is where you will submit your bank statements online.
One of our Lending Specialists will call you to provide proof of income and identification.
We'll get to work on getting your loan pre-approved as soon as you supply the required supporting documents.
Once everything is verified, you can sign your contracts electronically.
Time to go shopping for your new jetski or pick up the one you've already chosen.

Experience in Alternate Lending

We provide good people with a second chance

Our team is passionate about helping people

Apply online in minutes

Bad credit doesn't have to stop your caravan or camper plans; with the right structure, transparency, and lender, finance can...

Ume Loans helps everyday Australians with bad credit access tailored finance solutions, enabling you to rebuild credit and achieve your...

Even with bad credit, a secured travel loan can help fund your dream holiday and rebuild your financial future all...
Our team just love helping our customers buy the camper trailers they love and want, whether it’s brand new or a used camper trailer, we are very happy to share our Ume Loans reviews.
Let’s chat about your finance options.
CONTACT USLoan good rate
Mohammed Shaheed
7 days ago
Georgia was absolutely fantastic to deal with, thorough and explained loan facility also went over and beyond with her level...
Ryan James O’Neill
last week
Thank you Ume Loans and their representative Georgia Robb for their fluid and "outside if the box" approval of my...
Iain Roebuck
last week
Ume helped me find the best loan for me, and were very flexible with my extra requests. They were so...
Brittany O'Shea
last week
Emma from UME Loans was wonderfully non-judgemental and solutions focussed. She was quick and courteous and I am really happy...
Kym Korbe
last week
Carys has been excellent through our whole process. Keeping us up to date each step of the way. Thankyou for...
Hayley Walkom
2 weeks ago
First car loan I have ever got from the very first moment of my enquiry Emma was so helpful always...
Robert Rachow
3 weeks ago
Great customer service and prompt service as well shout out to Olivia and Emma for helping would recommend them and...
Jason Lowe
3 weeks ago
Emma is the man.. very professional and helpful. Highly recommended
Eric A
3 weeks ago
Emma was able to answer any questions I had and made the process very simple for me. She was very...
Fatu Salima
4 weeks ago
Enter some basic details so we know who you are, and what you're looking for! This will not affect your credit score. This is where you will submit your bank statements online.
One of our Lending Specialists will call you to provide proof of income and identification.
We'll get to work on getting your loan pre-approved as soon as you supply the required supporting documents.
Once everything is verified, you can sign your contracts electronically.
Time to go shopping for your new jetski or pick up the one you've already chosen.

Experience in Alternate Lending

We provide good people with a second chance

Our team is passionate about helping people

Apply online in minutes
Loan good rate
Mohammed Shaheed
7 days ago
Georgia was absolutely fantastic to deal with, thorough and explained loan facility also went over and beyond with her level...
Ryan James O’Neill
last week
Thank you Ume Loans and their representative Georgia Robb for their fluid and "outside if the box" approval of my...
Iain Roebuck
last week
Ume helped me find the best loan for me, and were very flexible with my extra requests. They were so...
Brittany O'Shea
last week
Emma from UME Loans was wonderfully non-judgemental and solutions focussed. She was quick and courteous and I am really happy...
Kym Korbe
last week
Carys has been excellent through our whole process. Keeping us up to date each step of the way. Thankyou for...
Hayley Walkom
2 weeks ago
First car loan I have ever got from the very first moment of my enquiry Emma was so helpful always...
Robert Rachow
3 weeks ago
Great customer service and prompt service as well shout out to Olivia and Emma for helping would recommend them and...
Jason Lowe
3 weeks ago
Emma is the man.. very professional and helpful. Highly recommended
Eric A
3 weeks ago
Emma was able to answer any questions I had and made the process very simple for me. She was very...
Fatu Salima
4 weeks ago