1. Apply Online
Enter some basic details so we know who you are, and what you're looking for! This will not affect your credit score. This is where you will submit your bank statements online.
The BEST Bad Credit Boat Loans in Australia
Second Chance Boat Finance
Need a second chance to buy a boat? We have a bad credit boat loan for you!
At Ume Loans, we understand that financial setbacks happen. But we don't believe they should define your future or stand in the way of your goals.
Buying a boat with bad credit can be difficult, especially when traditional lenders say no. That's where we step in. Our bad credit boat loan options are built to support people who've been overlooked by other providers.
Whether you're purchasing new or used, from a dealership or a private seller, we give you the flexibility to buy the boat that suits your needs.
We take the time to understand your financial circumstances and work with you to structure a loan that fits, without judgement, just solutions.
Looking Beyond Your Credit Score: Loans That Focus on Your Future
At UME Loans, we know life doesn’t always go to plan, and a credit score doesn’t tell your whole story. That’s why we take the time to listen, understand your situation, and work with you to explore flexible options tailored to your needs.
We’ll chat openly about your credit history, including any missed payments, defaults or collections. There’s no judgement, just a genuine focus on how we can help you move forward.
By focusing on your potential, not your past, we make sure to look beyond your credit score, so that we can find ways to say yes, and get your loan approved.
Bank Said No? We Can Help!
Here are just a few benefits of getting a bad credit boat loan through Ume Loans:
Flexible Terms
Loan terms of up to 5 years, structured around what you can afford so you’re always in control of your repayments.
Customised Repayment Options
Choose a repayment schedule that works for you: weekly, fortnightly, or monthly. Flexibility that fits your lifestyle.
Fast, Simple Application Process
Apply online in minutes with potential same-day approval, and you could be shopping for your new boat sooner than you think.
5 Simple Steps To Getting Your Loan
Enter some basic details so we know who you are, and what you're looking for! This will not affect your credit score. This is where you will submit your bank statements online.
2. Speak with an Expert
One of our Lending Specialists will call you to speak with you about your options.
3. Get Pre-Approval
We'll get to work on getting your loan pre-approved as soon as you supply the required supporting documents.
4. Sign your documents
Once everything is verified, you can sign your contracts electronically.
5. Get your new car!
Time to go shopping for your new car or pick up the one you've already chosen.
Why Choose Us?
15+ Years
Experience in Alternate Lending
We Understand
We provide good people with a second chance
Our Team
Our team is passionate about helping people
Simple Process
Apply online in minutes
Bad credit score? Poor credit history? We have a bad credit Boat loan for you.
Questions aboutBad Credit Boat Loans?
Yes. If the Boat is yours, or going to be yours, we will be happy to finance it. Many other lenders have a whole bunch of rules around the age and type of boat you can buy, but you won’t find that at Ume Loans. Just remember, we only transact loans between $5000 and $40000.
