Helping good people
who may not fit the banks normal lending criteria

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Ume Loans is Australia's best provider of debt solutions and a direct lender to individuals and small businesses. Even if you have unique financial circumstances like a bad credit history, Ume Loans may be able to assist you with a car loan.

 You need a second chance

 You have defaults (paid or unpaid)

 You have been declined by other banks or brokers

 You have previously been in a part 9 debt agreement

 You have some missed payments or bills

 You have court judgements

 You have previously been bankrupt

 Self employed and don't have tax returns

Stories from our satisfied car loan customers

Customer Feedback

As a finance broker I'm always looking for solutions for my clients. Ume Loans work with me to get my client loans approved. Courtney and the team are amazing to work with and I now have very happy clients! Keep up the great work!

By Darren Fidoe

5 stars reviews

Need finance?
will get it for you

Great friendly lenders happy to help where they can. Great for people who have troubles getting a loan thought main stream banks

By Tasha Janssen

5 stars reviews

Quick and easy highly recommend

Great Friendly service. Completely recommend for anyone wanting a loan from a business that actually cares.

By Mark Gradidge

5 stars reviews

Ume Loans is rated 5.0 in overall satisfaction by  Google  Google

What are the next steps from here?


Why Choose Us?


10+ Years

Experience in Alternate

We Understand

we provide the good people
with a second chance
Our Team

Our Team

Our team is passionate
about helping people

Simple Process

Apply online in

Ume Loans Pty Ltd ABN 25 138 637 064. Australian Credit Licence Number 383502.