caravan loans

Need a second chance for a Caravan?

You have come to the Right Place!

At Ume Loans we understand that bad things can happen to good people. We believe that if you can demonstrate that you can afford a caravan loan then, you should be given the second chance you need, despite what may have happened in the past.

Get started now, it only takes 2 minutes

Weekdays 9am - 5pm AEST

 You need a second chance

 You have defaults (paid or unpaid)

 You have been declined by other banks or brokers

 You have been in a part 9 debt agreement

 You have some missed payments or bills

 You have court judgements

 You have previously been bankrupt

 Self employed and don't have tax returns

Let us help you, just like we have helped many others in Qld over the last 11 years.

5 simple steps

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caravan-loans-quote-steps

Reviews from our satisfied customers

Need finance?
will get it for you

Great friendly lenders happy to help where they can. Great for people who have troubles getting a loan thought main stream banks

By Tasha Janssen


5 stars reviews

Customer Feedback

As a finance broker I'm always looking for solutions for my clients. Ume Loans work with me to get my client loans approved. Courtney and the team are amazing to work with and I now have very happy clients! Keep up the great work!

By Darren Fidoe


5 stars reviews

Quick and easy highly recommend

Great Friendly service. Completely recommend for anyone wanting a loan from a business that actually cares.

By Mark Gradidge


5 stars reviews

Ume Loans is rated 5.0 in overall satisfaction by  Google  Google Ume Loans is rated 5.0 in overall satisfaction by  Google  Google

Why Choose Us?

Experience

11+ Years

Experience in Alternate
Lending


Understand

We Understand

we provide good people
with a second chance


Our Team

Our Team

Our team is passionate
about helping people


Excellent

Simple Process

Apply online in
minutes


Some of Our FAQs

Below we've pulled together answers to some of the most popular questions about Ume Loans.
If there's a question we've left unanswered or you can't find what you're looking for, get in touch with us.


It’s Simple and will take less than 2 minutes to get started.
You can Click the APPLY NOW button at the top right of our website or call us during office hours.
We have put the links here to make it even easier for anyone reading this FAQ



Get started now, it only takes 2 minutes


Weekdays 9am - 5pm AEST

Relax, We’ve got this!

  • We will phone you to fully understand your loan needs
  • We will assess your loan for fast pre-approval
  • Once pre-approved, your loan settlement can happen the same day

As part of our process, we make sure that we protect your credit file and credit score. To get your second chance loan with us, It's important that you don't apply for any other loans right now. If you make other loan applications elsewhere, this will reduce your credit rating and could hurt your chances of obtaining the best loan approval.

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jetski-loans-quote-steps




Get started now, it only takes 2 minutes


Weekdays 9am - 5pm AEST

We have a fast online and phone call process. Using the latest technologies to help you, we can have a loan pre-approval in place within 24 hours.


Get started now, it only takes 2 minutes


Weekdays 9am - 5pm AEST

No. We don’t perform credit checks on every application.

Having said that, remember, we are Bad Credit Experts and we love giving people a financial Second Chance. So, even if there is something nasty on your credit file that alone won’t necessarily stop you getting a loan with us as we will take the time to understand and assess your circumstances now.



Get started now, it only takes 2 minutes


Weekdays 9am - 5pm AEST

As your Lender of choice, we want to ensure that you get the loan approval that you want. We take the time to fully understand your situation and put together the best loan package we can for your individual circumstances. As we give many customers loans who do not qualify for a traditional bank loan, we do charge higher Interest Rates. Please read our Interest Rate Statement below.



If you're not happy with what we are able to offer you, you can simply let us know that you don't wish to proceed with the loan offer and it has cost you nothing.



Get started now, it only takes 2 minutes


Weekdays 9am - 5pm AEST

Yes!

Even with some previous or current credit defaults you may still be eligible for a loan with Ume Loans. Our Lending Specialists are experts in bad credit loans and we take the time to personally understand and assess your financial situation to make sure any loan we offer you is suitable.



Get started now, it only takes 2 minutes


Weekdays 9am - 5pm AEST

The choice of car is totally up to you. We will finance cars purchased from Car Dealers or Private Sale. Ume Loans also offers a complimentary vehicle finding service with one of our independent vehicle broking services. You can simply let them know what type of vehicle you would like to purchase, and their role is to find you the best vehicle that suits your needs. They will even negotiate the best deal on your behalf to ensure that you don’t pay too much.



Get started now, it only takes 2 minutes


Weekdays 9am - 5pm AEST

Yes. If you are buying a car, we would always recommend an appropriate car insurance policy to protect you in the case of an accident or theft of your car. As an authorised agent for Suncorp Car Insurance, we can assist with this and include the insurance in the loan. Alternatively, you can choose any Insurance company, just provide us with a copy of the insurance policy noting Ume Loans as the financier.



Get started now, it only takes 2 minutes


Weekdays 9am - 5pm AEST

No

We encourage our clients to pay extra and pay the loan off early.



Get started now, it only takes 2 minutes


Weekdays 9am - 5pm AEST

No

Ume Loans company policy is that someone on the loan must be working.

Ume Loans Pty Ltd ABN 25 138 637 064. Australian Credit Licence Number 383502.